We understand that traditional income documentation doesn’t always capture the full financial picture of self-employed individuals or those with non-traditional income sources. We offer bank statement loans to provide flexible lending solutions based on your bank statements. If you're a freelancer, business owner, or have fluctuating income, our loans can help you access the financing you need.
Debt Service Coverage Ratio (DSCR) in commercial real estate financing. Whether you’re investing in a new property or refinancing an existing one, understanding and optimizing your DSCR is crucial. Our expert team specializes in commercial lending and is committed to helping you navigate the complexities of DSCR with confidence.
Divorce can be tough, really tough. Sometimes the house gets sold, and sometimes one party needs deeded ownership, but more often than not a refinance needs to happen to buy out the other party. We respect the privacy of you and your ex-spouse. Lending in divorce situations is not always easy so trust the experts at Boss Mortgage to help guide you.
One of the best ways to hedge inflation is to invest in real estate. Whether you are buying your first rental or your 15th rental, we are here to help! We know how to work with complex tax returns and lending 1–4-unit properties. Learn how to leverage equity from one or multiple properties so that you can acquire more real estate.
Whether you’re looking to purchase a new property or refinance an existing one within a trust, our experienced team is here to help navigate the process smoothly. We specialize in trust lending, providing personalized guidance and support every step of the way. Let us leverage our expertise to find the lending solution that aligns with your unique financial goals and trust structure.
Home Equity Conversion Mortgages (HECM). With a HECM loan, homeowners aged 62 and older can access the equity in their homes to supplement their retirement income, cover healthcare expenses, or finance home renovations. Our experienced team specializes in HECM loans and is committed to providing personalized guidance and support throughout the process.
Secure financing for your real estate investments with LLC lending solutions from Boss Mortgage. Protect your personal assets and streamline your investment portfolio with loans structured specifically for limited liability companies. Our team specializes in navigating the complexities of LLC Lending, ensuring a smooth and efficient borrowing process for your business endeavors.
When standard loan limits don’t meet your financing requirements, turn to Boss Mortgage for Jumbo Loan solutions. Whether you’re purchasing a high-value property or refinancing an existing mortgage, our Jumbo Loan options can accommodate your unique financial requirements.
Unlock the equity in your home with a refinance or home equity line of credit (HELOC) from Boss Mortgage. Whether you’re looking to lower your monthly payments, consolidate debt, or fund home improvements, our refinancing options and HELOCs provide flexible solutions tailored to your financial goals.
One of the toughest things about being self-employed is obtaining a mortgage. Your tax returns can be complex, and you need a team well versed in calculating usable income for qualifying. We have options for those of you newly self-employed too! You don’t have to be in business for 2 years anymore, believe it or not!
Even after experiencing a bankruptcy, you deserve access to lending options that can empower you to move forward. Our specialized lending programs cater to individuals who have gone through bankruptcy, offering flexible terms and personalized solutions to suit your unique circumstances. Let us be your partner on the path to financial recovery.
Maximize your real estate investment with a 1031 exchange. Avoid capital gains tax by reinvesting proceeds from the sale of one property into another. Our experts at Boss Mortgage can guide you through the complexities of the exchange process, ensuring a seamless transition while maximizing your investment.
Designed to help individuals and families in eligible rural areas achieve their homeownership goals. With features like no down payment requirement, USDA loans make buying a home in rural communities more accessible and affordable than ever. Our dedicated team is here to walk you through the USDA loan process, providing personalized guidance every step of the way.
We proudly offer VA loans to honor the service of our military members and veterans. With a VA loan, eligible borrowers can access benefits like no down payment requirement. Whether you’re a veteran, active-duty service member, or a surviving spouse, our dedicated team is here to guide you through the VA loan process with personalized support and expertise. Let us help you achieve your homeownership goals while you focus on what matters most.
Are you a Hero wanting to buy or sell a home? Boss Mortgage proudly offers up to $1,000.0 off of closing costs for participants in the Homes for Heroes program. We were #1 in 2023 in the state of Oregon for the program, and we’re already leading the pack in 2024! Contact us to see if you qualify!
With flexible terms and competitive rates, conventional loans are a great choice for borrowers with strong credit and stable income. Whether buying your first home or upgrading, we provide the tools and support to make it happen.
Get access to homeownership with low down payments, flexible credit requirements, and competitive rates—perfect for first-time buyers or those looking to achieve their homeownership goals with ease.
Designed to make building your dream home a reality. With flexible terms, competitive rates, and expert support, we guide you through every phase—from planning to completion—ensuring a smooth and stress-free process.