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“©2025. Equal Housing Lender. Contact your Boss Mortgage loan originator for information on specific loan terms and conditions. Eligibility subject to program stipulations, qualifying factors, applicable debt-to-income (DTI) restrictions, and loan minimums/limits. Boss Mortgage, LLC is not affiliated with any government agencies. This offer may not be redeemed for cash and is only available for employees and family members of participating employer. The credit of up to 1% on closing costs per loan up to $10,000 is based on a loan amount of $1,000,000,00, up to 1% means 1% of the loan amount. The credit will be applied as a lender credit on the Loan Estimate and the Closing Disclosure. Any excess funds for the lender credit that do not cover disclosed closing costs will be applied at the loan closing as a principal payment. Contact your mortgage loan originator for further information on this program. The loan must close and fund with Boss Mortgage, LLC and is subject to Boss Mortgage’s underwriting criteria. For loans that are brokered out and do not close and fund with Boss Mortgage, LLC, the discount will be a reduction in margin of 1.000 or 100 bps based on 2.625 or 262.5 bps lender-paid margin and will be reflected as borrower paid compensation of 1.625 or 162.5 bps. The offer is available on owner-occupied primary residences for conforming and jumbo loans, and FHA, VA, and USDA loans but is not available for state bond loans, ODVA, HELOC’s, or 2nd mortgages. Special incentive subject to change without notice. This offer is not valid with any other incentives or discounts. The maximum allowable credit of $10,000 per loan. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change. Promotion expires December 31, 2025. All rights reserved. This is not a commitment to lend or extend credit. All products are subject to credit and property approval. Extended rate locks of up to 180 days may come with an upfront fee to be paid within 3 business days of receipt of the loan application payable to Boss Mortgage, LLC. Boss Mortgage, LLC. (NMLS# 2547821). Rates, terms, programs, and underwriting policies and guidelines are subject to change without notice. Boss Mortgage is licensed under the Oregon Consumer Finance Act, and in Washington under license number CL-2547821. Licensed by the California Dept of Financial Protection and Innovation under the California Financing Law. Idaho MBL-2082547821.www.nmlsconsumeraccess.org. Licensed in OR, WA, ID, CO, CA, MT.”