Financing options we work with
Boss Mortgage works with a wide range of loan programs, from everyday purchases to construction, self-employment income, investment property and reverse mortgages. Each page below explains what the program is, who it tends to fit, and what to think about before you apply.
All programs
Conventional Loans
Learn how conventional mortgage financing works, who it may suit and how to talk it through with a licensed Boss Mortgage loan originator.
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FHA Loans
How FHA mortgage financing works, the scenarios it often suits and how to review it with a licensed Boss Mortgage loan originator.
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VA Loans
VA home loan information for eligible veterans, active-duty service members and surviving spouses, from the team at Boss Mortgage.
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USDA Loans
USDA home loan information for buyers in eligible rural areas, with guidance from a licensed Boss Mortgage loan originator.
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Jumbo Loans
Jumbo mortgage financing for higher-value purchases and refinances, explained by the team at Boss Mortgage.
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New Construction Loans
How construction financing works when you build a home, and what to bring to your first conversation with Boss Mortgage.
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Bank Statement Loans
Bank statement mortgage options for self-employed borrowers and others whose tax returns do not show the full financial picture.
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DSCR Loans
Debt Service Coverage Ratio financing for investment property purchases and refinances, explained by Boss Mortgage.
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Investor Loans
Financing for rental and investment property, from a first rental to a growing portfolio, with Boss Mortgage.
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HECM / Reverse Mortgage
Home Equity Conversion Mortgage information for homeowners aged 62 and older, with guidance from Boss Mortgage.
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Refinance / HELOC
Refinancing and home equity line of credit options from Boss Mortgage, and how to decide which one fits your goal.
Learn more →We’ve got you.
Not every mortgage situation fits neatly into a standard loan program. Whether you’re self-employed, buying through an LLC or trust, recovering from bankruptcy, navigating a divorce, or dealing with another unique financial situation, our team can help you understand your options and find a path forward.
Lending in a Trust
Purchasing or refinancing property held in a trust, with guidance from the Boss Mortgage trust lending team.
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LLC Lending
Financing real estate held in a limited liability company, with guidance from the Boss Mortgage investment lending team.
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Divorce Situations
Mortgage guidance during a divorce, including buyouts and refinancing, handled with discretion by Boss Mortgage.
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After Bankruptcy Lending
Mortgage options after a bankruptcy, reviewed case by case by a licensed Boss Mortgage loan originator.
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1031 Exchange
Financing that supports a 1031 exchange, coordinated with your qualified intermediary and tax advisor by Boss Mortgage.
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Alternative Income / Self-Employment Income
Mortgage options for self-employed borrowers and borrowers with alternative income documentation, from Boss Mortgage.
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Asset Utilization
Asset utilization mortgage options, where qualifying considers a borrower's assets, explained by Boss Mortgage.
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Manufactured Home Financing
Financing options for manufactured homes, and the details that affect eligibility, explained by Boss Mortgage.
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Bridge Loans
How bridge financing can help when the purchase of one home and the sale of another do not line up, from Boss Mortgage.
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Homes for Heroes
Boss Mortgage participates in the Homes for Heroes program. See the program details and disclosures as published by Boss Mortgage.
Learn more →Where we lend
Boss Mortgage is licensed in several states. State licensing details are published on the Licensing page.
Ready to get started?
Every situation is different. We’ll help you understand your options and what may fit your goals.
This page is general information about mortgage financing and is not a commitment to lend, an offer of credit, or financial or legal advice. Program availability, guidelines and requirements are set by lenders and investors, can change, and depend on your individual circumstances and the property. Talk with a licensed Boss Mortgage loan originator about what applies to you.
Boss Mortgage LLC NMLS #2547821. See the Licensing page for state licensing information. Additional disclosures appear in the footer of every page.