Arizona Mortgage Lending
Boss Mortgage works with borrowers in Arizona on purchases, refinances and investment property.
Serving clients throughout Arizona
Boss Mortgage serves clients throughout Arizona.
Depending on the situation, we can meet by phone, by video or in person, and applications can also be started online.
Arizona licensing details are published on the Licensing page.
Mortgage needs we help with in Arizona
Second homes and seasonal residents
Occupancy type — primary residence, second home or investment — changes the guidelines that apply, and Arizona sees a lot of all three.
New construction and communities
Builder-driven purchases are common. Bring the builder's contract and timeline into the conversation early.
Retirement-stage planning
Asset-based documentation and HECM questions come up often with Arizona borrowers who are already retired.
Who we work with in Arizona
Second-home and seasonal buyers
Buyers purchasing from a builder
Retirement-stage borrowers
Investors
Self-employed borrowers
Homeowners refinancing
Arizona licensing
Arizona - Mortgage Broker License #2007553
Reproduced from the Boss Mortgage Licensing page, which is the authoritative source.Boss Mortgage LLC NMLS #2547821. See the full Licensing page for every state and license number.
Questions about buying or refinancing in Arizona?
A licensed Boss Mortgage loan originator can look at your situation and explain what applies to you.
Programs Arizona borrowers ask about
View All Loan Programs →
Conventional Loans
Learn how conventional mortgage financing works, who it may suit and how to talk it through with a licensed Boss Mortgage loan originator.
Learn more →
New Construction Loans
How construction financing works when you build a home, and what to bring to your first conversation with Boss Mortgage.
Learn more →
Asset Utilization
Asset utilization mortgage options, where qualifying considers a borrower's assets, explained by Boss Mortgage.
Learn more →
HECM / Reverse Mortgage
Home Equity Conversion Mortgage information for homeowners aged 62 and older, with guidance from Boss Mortgage.
Learn more →
DSCR Loans
Debt Service Coverage Ratio financing for investment property purchases and refinances, explained by Boss Mortgage.
Learn more →Refinance / HELOC
Refinancing and home equity line of credit options from Boss Mortgage, and how to decide which one fits your goal.
Learn more →How the process works
1. Get approved
Connect with a BOSS Mortgage loan originator, review your financing options, and provide the information needed to understand your buying power before you start shopping.
Connect with a BOSS Mortgage loan originator, review your financing options, and provide the information needed to understand your buying power before you start shopping.
Shop with a clear budget in mind. When you find the right property, your loan originator can help you understand the financing details that apply to that home and your offer.
Once you are under contract, the BOSS Mortgage team helps keep the loan moving through documentation, underwriting, and closing so you can get the keys and move forward.
Frequently asked questions
Where is Boss Mortgage licensed?
Boss Mortgage, LLC. NMLS#2547821 publishes its state licensing details on the Licensing page, which is the authoritative source. Boss Mortgage does not lend in all states, and in certain states Boss Mortgage is licensed as a mortgage broker.
See the Licensing page for the current list and license numbers.
Do I need to visit an office to work with Boss Mortgage?
No. Boss Mortgage has offices in Bend and Redmond, Oregon; Denver, Colorado; and Meridian, Idaho, and serves clients throughout the states where it is licensed. Depending on the situation, you can meet by phone, by video, at an office or in person.
You can also start an application online from anywhere in a state where Boss Mortgage is licensed.
How can I verify Boss Mortgage's license?
Company and license information can be verified through NMLS Consumer Access using NMLS ID 2547821.
What types of loans do you offer?
Programs highlighted for borrowers across Arizona include Conventional Loans, New Construction Loans, and Asset Utilization. Occupancy type — primary residence, second home or investment — changes the guidelines that apply, and Arizona sees a lot of all three.
BOSS Mortgage serves clients throughout Arizona. Explore the full Loan Programs page to compare options for the property and financing plans you have in mind.
View Loan ProgramsWhat is a HECM or reverse mortgage?
A Home Equity Conversion Mortgage lets homeowners aged 62 and older access equity in their home, for example to supplement retirement income, cover healthcare expenses or finance home renovations.
HECM loans have their own counseling and disclosure requirements. A loan originator experienced with them can walk you and your family through the process.
Does the homeowner still own the home with a HECM?
With a HECM the borrower remains the homeowner and continues to have obligations such as property charges and maintaining the home as their residence.
Because the details matter, HECM borrowers complete required counseling before moving forward.
Related Reading
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Veterans, teachers, healthcare workers, and first responders buying or selling in Arizona can learn who may qualify for Homes for Heroes savings, including reduced closing costs and rebates, through Boss Mortgage.
Read ArticleBeyond the Market
Wondering whether to buy now or wait? A look past rate headlines at what usually drives the decision — your goals, finances, and timeline — and why the right answer is different for every household.
Read ArticleAI Is Changing Mortgages, But Trust Still Matters
Lenders increasingly use AI to speed up document review and communication. Here's what that can mean for your loan process, and why experienced human guidance still matters for one of your biggest financial decisions.
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Ready to get started in Arizona?
Every situation is different. We’ll help you understand your options and what may fit your goals.
This page is general information about mortgage financing and is not a commitment to lend, an offer of credit, or financial or legal advice. Program availability, guidelines and requirements are set by lenders and investors, can change, and depend on your individual circumstances and the property. Talk with a licensed Boss Mortgage loan originator about what applies to you.
Boss Mortgage does not have an office in every state it is licensed in. This page does not indicate a physical office in Arizona unless an office is listed above.
Boss Mortgage LLC NMLS #2547821. See the Licensing page for state licensing information. Additional disclosures appear in the footer of every page.