The exit plan is the product
Be clear about how and when the bridge is paid off. That plan is what a lender reviews most closely.
loan programs
Bridge Loans
Take the stress out of trying to line up selling one home and buying another by using a bridge loan to move on your own terms!
What this financing is
Bridge structures are built around a defined exit — usually the sale of an existing property or a transition into longer-term financing. Terms are short by design.
Because a bridge loan depends on that exit happening, lenders review both properties and the plan itself, not just the borrower.
Who it may be a fit for
Homeowners buying before their current home sells
Buyers who want to make a non-contingent offer
Owners relocating on a fixed date
Investors between acquisitions
Borrowers waiting on construction to finish
Not sure if Bridge Loans fits your situation?
A licensed Boss Mortgage loan originator can look at the details with you and explain what applies to you.
What to think about
Short terms cost differently
Short-term financing is priced differently from a 30-year mortgage. Compare total cost, not just the payment.
Have a backup
If a sale takes longer than expected, know in advance what happens next.
Availability varies
Bridge availability and terms are subject to change and not all customers will qualify.
How the process works
1. Get approved
Connect with a BOSS Mortgage loan originator, review your financing options, and provide the information needed to understand your buying power before you start shopping.
Connect with a BOSS Mortgage loan originator, review your financing options, and provide the information needed to understand your buying power before you start shopping.
Shop with a clear budget in mind. When you find the right property, your loan originator can help you understand the financing details that apply to that home and your offer.
Once you are under contract, the BOSS Mortgage team helps keep the loan moving through documentation, underwriting, and closing so you can get the keys and move forward.
Frequently asked questions
How does financing work when you build a home?
Construction financing is typically released in stages as the build progresses, and there is a defined transition once the home is complete.
Because timelines and draw schedules depend on the builder and the program, plan the conversation early with a Boss Mortgage loan originator.
Does my builder matter to the lender?
Yes. Construction programs review the builder, the plans, the budget and the timeline in addition to the borrower.
Bring your builder details to your first conversation so nothing is a surprise later.
What types of loans do you offer?
We offer a wide range of loan options, including Conventional, FHA, VA, USDA, Jumbo, and New Construction loans. Our team will help you choose the one that fits your needs and financial goals.
View Loan ProgramsHow do I get pre-approved for a mortgage?
Getting pre-approved is simple. Provide basic financial information, such as income, credit score, and debt details, and we’ll guide you through the process to determine your loan eligibility and budget.
How long does the mortgage process take?
The mortgage process typically takes around 30–60 days on average, but it can vary depending on the situation. It is recommended to get pre-approved for a mortgage to help keep the process as quick as possible.
What does a lender look at when reviewing a mortgage application?
Underwriting generally looks at income and how it is documented, assets available for down payment and closing costs, credit history, existing monthly obligations and the property itself.
Requirements differ by program and can change without notice, so the most useful next step is a conversation with a licensed Boss Mortgage loan originator who can review your specific situation.
Other programs
New Construction Loans
How construction financing works when you build a home, and what to bring to your first conversation with Boss Mortgage.
Learn more →
Investor Loans
Financing for rental and investment property, from a first rental to a growing portfolio, with Boss Mortgage.
Learn more →
Refinance / HELOC
Refinancing and home equity line of credit options from Boss Mortgage, and how to decide which one fits your goal.
Learn more →
Jumbo Loans
Jumbo mortgage financing for higher-value purchases and refinances, explained by the team at Boss Mortgage.
Learn more →Ready to get started?
Every situation is different. We’ll help you understand your options and what may fit your goals.
This page is general information about mortgage financing and is not a commitment to lend, an offer of credit, or financial or legal advice. Program availability, guidelines and requirements are set by lenders and investors, can change, and depend on your individual circumstances and the property. Talk with a licensed Boss Mortgage loan originator about what applies to you.
Boss Mortgage LLC NMLS #2547821. See the Licensing page for state licensing information. Additional disclosures appear in the footer of every page.