Eligibility is set by the program
Homes for Heroes defines who qualifies. Ask a Boss Mortgage loan originator to confirm before you count on it.
affinity programs
Homes for Heroes
Boss Mortgage participates in the Homes for Heroes program, which offers savings to qualifying heroes who serve their communities.
Are you a hero ready to make a move? Get up to $1,000 off closing costs with Boss Mortgage through the Homes for Heroes program. We’re proud to be the #3 team in the country in 2025, helping 73 local heroes get into homes. You take care of the community. We’ll take care of you.
Program description as published on bossmortgage.com/products (preserved verbatim).What this financing is
Homes for Heroes is a separate program Boss Mortgage participates in, not a loan program of its own. It can apply alongside financing such as a VA, FHA or conventional loan.
Program terms, eligible professions and disclosures are published on the existing Boss Mortgage Affinity and homepage sections. Those pages remain the authoritative source for the program's terms.
Who it may be a fit for
Military service members
Firefighters and EMTs
Law enforcement officers
Healthcare professionals
Teachers
Not sure if Homes for Heroes fits your situation?
A licensed Boss Mortgage loan originator can look at the details with you and explain what applies to you.
What to think about
Read the disclosures
The existing Boss Mortgage pages publish the program's incentive disclosures in full, including the conditions that apply. Review them there.
It pairs with a loan program
You still choose a mortgage program. Homes for Heroes affects the transaction, not the loan type.
Terms can change
Special incentives can change without notice, and not all customers will qualify.
How the process works
1. Get approved
Connect with a BOSS Mortgage loan originator, review your financing options, and provide the information needed to understand your buying power before you start shopping.
Connect with a BOSS Mortgage loan originator, review your financing options, and provide the information needed to understand your buying power before you start shopping.
Shop with a clear budget in mind. When you find the right property, your loan originator can help you understand the financing details that apply to that home and your offer.
Once you are under contract, the BOSS Mortgage team helps keep the loan moving through documentation, underwriting, and closing so you can get the keys and move forward.
Frequently asked questions
Who may be eligible for a VA loan?
VA financing is available to eligible veterans, active-duty service members and certain surviving spouses. Eligibility is established by the Department of Veterans Affairs through a Certificate of Eligibility.
Boss Mortgage is not affiliated with any government agency. Our team can help you understand the documentation involved.
Can the VA benefit be used more than once?
Many eligible borrowers use VA financing more than once over a lifetime, depending on entitlement and current VA guidelines.
A loan originator can review your Certificate of Eligibility and explain what is available to you.
Is the Homes for Heroes program the same as a VA loan?
No. A VA loan is a mortgage program. Homes for Heroes is a separate program Boss Mortgage participates in that can provide savings for qualifying heroes.
The two can sometimes apply to the same transaction. Details, eligibility and disclosures for Homes for Heroes are published on the existing Boss Mortgage pages.
Where should a first-time buyer start?
Start with a conversation and a pre-approval. Knowing the budget you are working with before you shop keeps the search focused and makes your offer stronger.
Boss Mortgage walks first-time buyers through each step, in plain language.
What documents should I gather?
Typically income documentation, asset statements and identification. If you are self-employed or have other income sources, business documentation may also be requested.
Your loan originator will send you a specific list for your file.
Other programs
VA Loans
VA home loan information for eligible veterans, active-duty service members and surviving spouses, from the team at Boss Mortgage.
Learn more →
FHA Loans
How FHA mortgage financing works, the scenarios it often suits and how to review it with a licensed Boss Mortgage loan originator.
Learn more →
Conventional Loans
Learn how conventional mortgage financing works, who it may suit and how to talk it through with a licensed Boss Mortgage loan originator.
Learn more →
USDA Loans
USDA home loan information for buyers in eligible rural areas, with guidance from a licensed Boss Mortgage loan originator.
Learn more →Ready to get started?
Every situation is different. We’ll help you understand your options and what may fit your goals.
This page is general information about mortgage financing and is not a commitment to lend, an offer of credit, or financial or legal advice. Program availability, guidelines and requirements are set by lenders and investors, can change, and depend on your individual circumstances and the property. Talk with a licensed Boss Mortgage loan originator about what applies to you.
Boss Mortgage LLC NMLS #2547821. See the Licensing page for state licensing information. Additional disclosures appear in the footer of every page.